Morning Crash on Beauvoir Ave in Summit, NJ Sends One to Hospital

Summit, NJ (October 20, 2026) – A two-vehicle wreck on Beauvoir Avenue in Summit sent one person to a local hospital on Monday morning, October 19. The collision happened at about 7:50 a.m.

Initial reports indicated that another person declined medical assistance. Both vehicles were towed away from the crash site afterward.

Local authorities are working to determine what caused the vehicles to collide.

We hope those injured make a full and steady recovery.

Who Pays My Medical Bills After a Car Accident in Summit, NJ?

After a car accident in Summit, your medical bills are usually paid first by the personal injury protection (PIP) coverage on your own auto insurance policy. This coverage typically applies no matter which driver caused the crash.

Under New Jersey law, a standard auto policy offers up to $250,000 in PIP medical coverage. Some drivers pick lower limits to keep their premiums down. How much you can use depends on the limit you chose for your policy.

If you were a passenger or don't own a car, PIP on a relative's policy may cover you if you live with them. If no household policy applies, the PIP on the car you were riding in may pay.

Once you use up your PIP limits, you may be able to turn to the at-fault driver's insurance company for the medical costs that remain. That claim can also cover lost income and other losses your PIP doesn't pay for.

To keep your benefits on track, tell your insurer about the crash as soon as you can. Save copies of every medical bill and treatment record you get. Late reports or gaps in your care can lead to payment disputes.

In most cases, you have two years from the date of the crash to file a car accident lawsuit in a New Jersey court. If you miss that deadline, you may lose your right to seek compensation for your injuries.

If your insurance company won't pay your medical bills, a Summit car accident lawyer can step in and handle the claim for you. An attorney can also go after the at-fault driver's insurance for any bills your PIP doesn't cover.

Our team at The Law Offices of Sander Budanitsky helps people injured in car accidents throughout New Jersey. We explain how your coverage works and guide you through each step of the claims process.

If you were hurt in a car accident in Summit, you can contact our personal injury lawyers at (908) 241-3445. We'll answer your questions and help you figure out what to do next.

Note: This post has been prepared using publicly available secondary sources. The facts surrounding the incident have not been independently confirmed. If you believe any portion of this report contains inaccurate or outdated information, please contact The Law Offices of Sander Budanitsky, L.L.C. so we can promptly review and update the content to ensure accuracy and reliability.

Disclaimer: The information presented in this post is intended for general informational purposes only and should not be construed as legal or medical advice. Reading this post does not create an attorney-client relationship, nor does it constitute a request for legal representation. If you or a loved one has been injured in an accident, please seek immediate medical care.
Any images included in this post are for illustrative purposes only and do not depict the actual accident scene.