Cranford, NJ (September 22, 2026) – Two people were injured in a two-vehicle crash on Raritan Road in Cranford early Tuesday, September 22. The collision was reported at about 12:36 a.m.
Dispatch information indicated that a woman and her husband were involved in the wreck and requested transportation to a hospital.
Local authorities are investigating the circumstances surrounding the crash.
We hope both people make a full recovery.
After a car accident in Cranford, your Personal Injury Protection (PIP) coverage generally pays eligible medical bills first, regardless of who caused the collision. Because New Jersey follows a no-fault system, you can use your PIP benefits without first proving that the other driver was responsible.
Depending on your coverage, PIP may not pay every bill in full. Your deductible, copayment, and selected PIP limit can affect how much your auto insurer pays and whether some expenses remain unpaid.
In some cases, your health insurance may pay first instead. New Jersey allows drivers to choose qualifying health coverage as their primary source of payment for auto-related medical expenses, which can change how the two forms of insurance work together.
Even though PIP benefits are available without first establishing fault, responsibility can still matter for other parts of your claim. If another driver caused the collision, you may have grounds to pursue damages that fall outside the no-fault system.
When the drivers disagree about what happened, evidence can help establish responsibility. Photographs, surveillance footage, vehicle damage, roadway markings, and statements from people who saw the collision may help show how the vehicles came together.
If you share responsibility for the wreck, New Jersey’s comparative negligence rule can affect what you recover from another driver. Your compensation is reduced according to your percentage of fault, and recovery is barred when your negligence is greater than the other party’s negligence.
When questions come up about which insurer should pay your bills, a Cranford car accident lawyer can identify the coverage available and help address payment disputes with the insurers involved.
At The Law Offices of Sander Budanitsky, we help people throughout New Jersey with legal and insurance matters after car accidents. We take time to understand your situation and provide straightforward guidance on the claims process.
If you have questions about medical bills after a car accident in Cranford, you can contact our personal injury lawyers at (908) 241-3445. We can discuss your situation, answer your questions, and explain how we may help.
Note: This post has been prepared using publicly available secondary sources. The facts surrounding the incident have not been independently confirmed. If you believe any portion of this report contains inaccurate or outdated information, please contact The Law Offices of Sander Budanitsky, L.L.C. so we can promptly review and update the content to ensure accuracy and reliability.
Disclaimer: The information presented in this post is intended for general informational purposes only and should not be construed as legal or medical advice. Reading this post does not create an attorney-client relationship, nor does it constitute a request for legal representation. If you or a loved one has been injured in an accident, please seek immediate medical care.
Any images included in this post are for illustrative purposes only and do not depict the actual accident scene.
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