Four-Vehicle Wreck Causes Injuries on E Jersey St in Elizabeth, NJ

Elizabeth, NJ (November 1, 2026) – At least one person was injured in a four-vehicle crash on East Jersey Street in Elizabeth early Sunday, November 1. The collision happened at about 1:55 a.m.

Emergency crews responded and checked those involved for injuries.

Authorities are working to determine the cause of the crash.

We hope those injured make a full and swift recovery.

Who Pays My Medical Bills After a Multi-Vehicle Crash in Elizabeth, NJ?

After a multi-vehicle crash in Elizabeth, your medical bills are usually paid first by your own personal injury protection (PIP) coverage. This generally applies regardless of who caused the crash or how many drivers were involved.

How much PIP pays depends on your policy. Standard New Jersey auto insurance policies often provide $250,000 in medical coverage, but you can choose a lower limit, sometimes as low as $15,000. Your deductible and other policy terms may also affect how much you pay yourself.

To support your claim, keep copies of your medical records, hospital bills, prescription receipts, and travel expenses for medical appointments. You should also keep a copy of the crash report. Having these documents organized can help your insurer process your medical bills without unnecessary delays.

When your medical costs go past your PIP limit, you may be able to seek payment from the insurance of the driver responsible for the crash. If several drivers share responsibility, more than one insurance policy may apply. The amount available will depend on the coverage involved.

Beyond your medical bills, you may be able to recover compensation for lost wages, reduced earning ability, pain and suffering, and vehicle damage. However, if you selected New Jersey’s limitation on lawsuit option, you generally must meet certain injury requirements before seeking compensation for pain and suffering.

Under New Jersey law, you generally have two years from the accident date to file a personal injury lawsuit. Some circumstances may affect this deadline. If you miss the applicable deadline, you could lose your right to seek compensation through the courts.

When several insurers are involved, it can be hard to know which policy should pay. A lawyer can look at the coverage available and help you avoid decisions that could lower the value of your claim.

At The Law Offices of Sander Budanitsky, we help people hurt in multi-vehicle crashes in Elizabeth and across New Jersey. We explain how insurance works in your situation and what may affect your claim.

A multi-vehicle crash can leave you with medical bills, missed work, and questions about what comes next. Contact our car accident lawyers at (908) 241-3445 to discuss your case.

Note: This post has been prepared using publicly available secondary sources. The facts surrounding the incident have not been independently confirmed. If you believe any portion of this report contains inaccurate or outdated information, please contact The Law Offices of Sander Budanitsky, L.L.C. so we can promptly review and update the content to ensure accuracy and reliability.

Disclaimer: The information presented in this post is intended for general informational purposes only and should not be construed as legal or medical advice. Reading this post does not create an attorney-client relationship, nor does it constitute a request for legal representation. If you or a loved one has been injured in an accident, please seek immediate medical care.
Any images included in this post are for illustrative purposes only and do not depict the actual accident scene.