Elizabeth, NJ (September 15, 2026) – One person was injured in a two-car crash at South Street and South Pearl Street in Elizabeth on Monday, September 14. The collision was reported at about 6:02 p.m.
Dispatch information indicated that a Nissan and a Toyota were involved.
Emergency crews assisted the injured person following the crash.
Local authorities are investigating the cause of the collision.
Our hearts are with the injured person as they recover.
After a car accident in Elizabeth, personal injury protection generally pays covered medical bills first, regardless of who caused the crash. If your treatment costs exceed your available PIP coverage, other insurance or a claim against the at-fault driver may become relevant.
When you begin treatment, give your medical providers the correct auto insurance information and claim number. Using the wrong insurer or leaving out claim details can create billing delays that may take time to correct.
If you continue seeing doctors or specialists, keep your bills, discharge instructions, prescriptions, test results, and other treatment records together. These documents make it easier to see what PIP has paid and which expenses are still outstanding.
Because PIP coverage is not unlimited, deductibles, copayments, policy limits, and the cost of your care can affect what remains unpaid. Reviewing your policy can help you understand how much medical coverage is available under your own insurance.
After more serious injuries, you may also be able to seek compensation from the driver who caused the crash. New Jersey limits some claims for pain and suffering depending on the insurance option selected and the nature of the injury.
If fault is disputed, New Jersey’s comparative negligence rule may affect how much you can recover from another driver. Your compensation can be reduced by your percentage of responsibility, and recovery is generally barred if you are more than 50% at fault.
When an insurer denies a bill or pays less than expected, save the explanation of benefits, denial notice, and any letters you receive. Those records can help show why payment was reduced and what information may be needed to challenge the decision.
If medical bills remain unpaid or there is disagreement over which insurer should pay them, a car accident lawyer can review the policies, bills, and insurance correspondence. An attorney can also help address coverage issues that may be delaying payment.
At The Law Offices of Sander Budanitsky, we help people injured in Elizabeth and throughout New Jersey after car accidents. We can review your medical bills and insurance paperwork and explain which coverage may apply to your expenses.
If you were injured in a car accident in Elizabeth, you can contact our personal injury lawyers at (908) 241-3445 to talk about your options and legal rights.
Note: This post has been prepared using publicly available secondary sources. The facts surrounding the incident have not been independently confirmed. If you believe any portion of this report contains inaccurate or outdated information, please contact The Law Offices of Sander Budanitsky, L.L.C. so we can promptly review and update the content to ensure accuracy and reliability.
Disclaimer: The information presented in this post is intended for general informational purposes only and should not be construed as legal or medical advice. Reading this post does not create an attorney-client relationship, nor does it constitute a request for legal representation. If you or a loved one has been injured in an accident, please seek immediate medical care.
Any images included in this post are for illustrative purposes only and do not depict the actual accident scene.
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