
Little Egg Harbor, NJ (September 18, 2026) – A pedestrian was struck by a vehicle near Willow Brook Lane in Little Egg Harbor Township.
Little Egg Harbor Police and emergency units were called to the roadway after the report came in. Emergency crews provided aid to the pedestrian, though they have not shared the full extent of their injuries.
It is not clear how the vehicle came to strike the pedestrian yet. Officials continue to actively investigate.
We hope the pedestrian has a full and swift recovery.
Hospital bills and follow-up appointments usually arrive long before anyone has sorted out whose insurance is responsible. In New Jersey, treatment costs for a pedestrian hit by a car are usually handled through personal injury protection, known as PIP, which pays reasonable medical expenses regardless of who caused the collision. A pedestrian who owns a car, or who lives with a relative that has a policy, can typically turn to that household's PIP coverage first.
Someone without a policy of their own is not necessarily out of options. A pedestrian with no auto insurance tied to their household may be able to seek PIP benefits from the insurer of the vehicle that struck them.
If the driver cannot be identified or has no insurance, the state's Unsatisfied Claim and Judgment Fund can sometimes provide benefits, though its notice requirements are strict.
Coverage disputes usually come down to paperwork. Policy declarations pages, treatment records, and dates of service help show which policy applies and whether its limit is enough. This is because the default PIP limit is $250,000 but policyholders can choose lower amounts.
Some policyholders also elect health insurance as their primary source for medical bills, which changes who pays first. In these cases, a lawyer can review those documents, explain how PIP, health insurance, and uninsured motorist coverage may fit together.
Questions about which policy pays for a pedestrian's medical bills can be hard to sort out alone. At the Law Offices of Sander Budanitsky, we can review the details of your case and help you clear all your doubts on what comes next.
To learn more, you can reach out to our personal injury lawyers at (908) 241-3445. We are here to help you however we can.
Note: This post has been prepared using publicly available secondary sources. The facts surrounding the incident have not been independently confirmed. If you believe any portion of this report contains inaccurate or outdated information, please contact The Law Offices of Sander Budanitsky, L.L.C. so we can promptly review and update the content to ensure accuracy and reliability.
Disclaimer: The information presented in this post is intended for general informational purposes only and should not be construed as legal or medical advice. Reading this post does not create an attorney-client relationship, nor does it constitute a request for legal representation. If you or a loved one has been injured in an accident, please seek immediate medical care.
Any images included in this post are for illustrative purposes only and do not depict the actual accident scene.
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Call the Roselle, New Jersey office at (908) 241-3445 or the Philadelphia, Pennsylvania office at (215) 545-2300. You can also send the details through the contact form and someone from the office will get back to you. Calls are answered 24 hours a day, 7 days a week.